Mortgage calculator: work out your monthly payment
We help you work out which property you can afford or, if you have already chosen one, what your mortgage would look like. Real, instant calculation.
Looking for something more comprehensive? Request a tailored simulation with an adviser, at no cost and with no obligation. Already have a mortgage? Find out if you can improve it.
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Speak to us on WhatsAppHow a mortgage payment is calculated
Your monthly payment depends on three factors: the amount you finance, the term and the interest rate. With this calculator you can try different combinations and instantly see how your payment changes.
What to consider before applying for a mortgage
Savings for the down payment
Banks usually finance a percentage of the property value. The rest, together with the costs of the purchase, must come from your savings.
Fixed, variable or mixed rate
A fixed rate keeps your payment stable, a variable rate depends on the Euribor and a mixed rate combines both. An advisor can help you choose according to your situation.
Purchase costs
Besides the payment, factor in valuation, notary, registry and taxes. It is worth including them when working out how much you need.
Frequently asked questions about the mortgage calculator
Is the mortgage calculator free?
Yes, it is free and you do not need to register to use it.
Is the result a bank offer?
No, it is an indicative estimate. To find out the real terms, a WeBroker advisor studies your case and compares lenders.
Can I get a tailor-made simulation with an advisor?
Yes. You can request a personalised simulation at no cost and with no obligation, and an advisor will contact you.